Buying a flat is a major financial commitment, and the paperwork matters as much as the building itself. Before you pay a booking amount or sign an agreement, ask to see the documents that show who owns the land, whether the project is approved and exactly what you will receive. This guide covers the main papers to ask for. It is general information and not legal advice, so ask a qualified property lawyer to review the documents for your specific purchase.
Start with the land ownership chain
Ask to see the documents that show how the current owner or developer acquired the land. This usually includes the deeds in the ownership chain, the mutation record (namjari) and recent land development tax receipts. A lawyer can check whether the chain is complete and whether any dispute or encumbrance is attached to the plot. If the landowners have partnered with a developer, ask for the agreement between them and confirm that it covers the flats being sold.
Confirm the building approval
Building plans in Dhaka are normally approved by the relevant authority, which is usually RAJUK. Ask for a copy of the approved plan and the approval letter, then compare the number of floors, flat sizes and layout with what is shown in the brochure. If the marketed design differs from the approved plan, ask for a clear written explanation before you go further.
Learn about the developer
Ask about the developer’s registration or licence and about completed projects. Membership of an industry body such as REHAB can be one useful reference point, but it does not replace checking the specific project you are considering. If you can, visit a completed project and talk with residents about handover, construction quality and after-sales support.
Read the agreement before you pay
Request the draft agreement or allotment letter and read it fully. Look for these points:
- Flat size, how the area is measured and the price per square foot
- The total price and what it includes, such as parking and utility connections
- The payment schedule and the amount due at each stage
- The handover date and what happens if it is delayed
- Cancellation and refund terms
- The list of materials, fittings and finishes
Anything promised verbally, in a brochure or in a sales presentation should be written into the agreement. Keep signed copies and a receipt for every payment.
Understand registration and handover
When the flat is transferred to you, the sale is normally registered at the sub-registry office. Ask the developer and your lawyer which documents you will receive, who pays which costs and when registration is expected. Taxes and fees change from time to time, so confirm current requirements before you budget.
Quick document checklist
- Land ownership deeds, mutation record and land development tax receipts
- Approved building plan and approval letter
- Developer’s registration or licence details
- Draft agreement or allotment letter with the payment schedule
- Floor plan and specification list
- Receipts for every payment made
Paperwork is only one part of the decision. Pair it with a careful apartment site visit and a look at building quality. For questions about a specific Milestone Group project, browse the property portfolio or contact the team, and confirm all project details and availability directly.
FAQ
Do I need a lawyer to review the documents?
A lawyer experienced in property transactions can check the ownership chain, approvals and agreement terms. For a purchase of this size, it is sensible to have the papers reviewed before you sign or make a large payment.
Can I rely on the brochure instead of the agreement?
No. A brochure is a starting point, but the signed agreement and its specifications define what you are entitled to. Ask for every promised feature to be included in writing.
